Wyndham Rewards is part of a hospitality company and not a bank. Banking services are provided by Sunrise Banks N.A. Your funds are FDIC insured up to $250,000 through Sunrise Banks, N.A., Member FDIC.

Earn Points & Perks

2,500 Welcome Bonus Points

after opening your account, setting up recurring direct deposit, receiving at least two direct deposits, and spending $100 in the first 90 days.1


Earn 1 Point Per $1 Spent

on eligible purchases made at participating Hotels by Wyndham and qualifying gas and grocery purchases.2


Earn 1 Point Per $2 Spent

on all other qualifying purchases.2


Earn up to 7,500 Bonus Points

each anniversary year depending on your annual net purchases.3


$6 Monthly Fee Waived

with qualifying activity and $2,500 average monthly minimum balance.4


No Fees at 2 Million ATMs Worldwide

within the Cirrus network.5

Find a Cirrus® ATM

Get GOLD

Wyndham Rewards level with perks like preferred room selection, late checkout, and more.6

Open an account

How It Works

Open an Account

Sign up for a Wyndham Rewards® Debit Card to get started and download the app to seamlessly manage your account.

Learn More
Add Funds

Set up direct deposit or transfer money right into your debit card account.

Use Your Mobile Wallet

Add your virtual debit card to your mobile wallet to start earning unlimited points on qualifying purchases.

(1) You are eligible to receive a one-time bonus of 2,500 Points when you satisfy both of the following requirements within 90 days of Card Account opening: (1) establish and receive at least 2 direct deposits, recurring monthly or more frequently, and (2) make at least $100 in Net Purchases using your Card. Net Purchases are all purchases made using the Card, excluding any returns, refunds, or adjustments.
The welcome bonus will be transferred to your Wyndham Rewards Member Account within 6 to 8 weeks after the 90th day from Card Account opening, provided your Card Account is open and in good standing at the time of transfer. For information regarding the terms of the Wyndham Rewards Program, including Point expiration policy, please visit wyndhamrewards.com or contact Wyndham Rewards Member Services at 866-WYN-RWDS (866-996-7937).
(2) There is no limit to the total points you can earn as long as the Wyndham Rewards Program remains active and your Card Account is open, active, and in good standing. Restrictions apply. See the Account Agreement and Points Earning Terms for full details on eligibility, qualifying transactions, and restrictions. Returns, refunds, and adjustments are excluded. Points will be awarded after the close of each Card Account monthly statement.
(3) So long as the Card Account is open, active and in good standing, you are eligible to earn bonus Points based on annual spend each anniversary year as follows:
Annual Net Purchases Anniversary Bonus Points Awarded
$5,000.00 - $9,999.99 2,500 Points
$10,000.00 - $14,999.99 5,000 Points
$15,000.00 and above 7,500 Points
(4) This fee will be waived for any statement cycle during which you maintain an average monthly balance of at least $2,500 in your Card Account. Other fees may apply. See terms and conditions for details.
(5) Out-of-network ATM withdrawals are subject to a $3 fee, and ATM operators may impose their own additional fees.
(6) To qualify for a Complimentary GOLD member level, you must be an Eligible Member. For more information about eligibility, Member Levels including the perks available to GOLD Members, visit wyndhamrewards.com/levels.
(7) Offer only valid on gas purchases made with a Wyndham Rewards Debit Card. You will earn two (2) Wyndham Rewards points for every one dollar ($1.00) spent on eligible gas purchases at Sunoco stations during the period beginning May 26, 2025 and ending on and including August 31, 2025. If your debit card account or Wyndham Rewards account is closed during the offer period, you may no longer be eligible for this offer. To receive the points, your account must be open, active, and in good standing at the time of fulfillment. All points earned through the use of your debit card will be transferred to your Wyndham Rewards Account after the close of each debit card account monthly statement.
Wyndham Rewards, Inc. reserves the right to cancel or modify this offer at any time without notice. This offer is void where prohibited. Use of the Wyndham Rewards Debit Card is subject to the Wyndham Rewards Debit Card Account Agreement. Sunoco, LLC, together with its affiliates (collectively, “Sunoco”), is not responsible for the redemption or management of rewards through the Wyndham Rewards Program. Except for purposes of this offer, Sunoco does not endorse or sponsor and is not affiliated with third-party products or services offered or advertised by Wyndham. SUNOCO® and Diamond & Arrow Logo® are trademarks of Sunmarks, LLC. ©2025 Sunmarks, LLC. All Rights Reserved.
Banking services provided by Sunrise Banks, N.A., Member FDIC. The Wyndham Rewards Debit Card is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. This card may be used everywhere Debit Mastercard is accepted. Use of this card constitutes acceptance of the terms and conditions stated in the Account Agreement.
Wyndham is a hospitality company and not a bank. Banking services are provided by Sunrise Banks N.A. Your funds are FDIC insured up to $250,000 through Sunrise Banks, N.A. The Wyndham Rewards Debit Card is issued by Sunrise Banks, N.A., Member FDIC, pursuant to license from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The card may be used everywhere Debit Mastercard is accepted. See the Wyndham Privacy Notice for how your information is processed for Wyndham Rewards.
© 2025 Wyndham Rewards, Inc. All rights reserved.