(1) You are eligible to receive a one-time bonus of 2,500 Points when you satisfy both of the following requirements within 90 days of Card Account opening: (1) establish and receive at least 2 direct deposits, recurring monthly or more frequently, and (2) make at least $100 in Net Purchases using your Card. Net Purchases are all purchases made using the Card, excluding any returns, refunds, or adjustments.

The welcome bonus will be transferred to your Wyndham Rewards Member Account within 6 to 8 weeks after the 90th day from Card Account opening, provided your Card Account is open and in good standing at the time of transfer. For information regarding the terms of the Wyndham Rewards Program, including Point expiration policy, please visit wyndhamrewards.com or contact Wyndham Rewards Member Services at 866-WYN-RWDS (866-996-7937).

(2) There is no limit to the total points you can earn as long as the Wyndham Rewards Program remains active and your Card Account is open, active, and in good standing. Restrictions apply. See the Account Agreement and Points Earning Terms for full details on eligibility, qualifying transactions, and restrictions. Returns, refunds, and adjustments are excluded. Points will be awarded after the close of each Card Account monthly statement.

(3) So long as the Card Account is open, active and in good standing, you are eligible to earn bonus Points based on annual spend each anniversary year as follows:

Annual Net Purchases	Anniversary Bonus Points Awarded
$5,000.00 - $9,999.99	2,500 Points
$10,000.00 - $14,999.99	5,000 Points
$15,000.00 and above	7,500 Points

(4) This fee will be waived for any statement cycle during which you maintain an average monthly balance of at least $2,500 in your Card Account. Other fees may apply. See terms and conditions for details.

(5) Out-of-network ATM withdrawals are subject to a $3 fee, and ATM operators may impose their own additional fees.

(6) To qualify for a Complimentary GOLD member level, you must be an Eligible Member. For more information about eligibility, Member Levels including the perks available to GOLD Members, visit wyndhamrewards.com/levels.

Wyndham is a hospitality company and not a bank. Banking services and insurance are provided by Sunrise Banks, N.A., Member FDIC,  your funds are FDIC insured up to $250,000. The Wyndham Rewards Debit Card is issued by Sunrise Banks, N.A., pursuant to license from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The card may be used everywhere Debit Mastercard is accepted. See the Wyndham Privacy Notice for how your information is processed for Wyndham Rewards.

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